Website Privacy Notice

In terms of the Protection of Personal Information Act, 4 of 2013 (POPIA)

1. Introduction

This Privacy Notice explains how Prestigepoint Financial Services (FSP No. 54981) collects, uses, and protects personal information when you visit or interact with our website at www.prestigepfs.com

We are committed to protecting your privacy in accordance with the Protection of Personal Information Act (POPIA).

2. What Information We Collect

We only collect the personal information that you voluntarily provide via:

• Contact forms

• Newsletter sign-up forms

• Email enquiries

This information may include:

• Your name

• Email address

• Contact number (if provided)

We do not collect any sensitive or financial information through the website.

We may also collect limited technical data (such as your IP address or browser type) through cookies for analytics purposes. See Section 6.

3. Purpose of Collection

We collect this information to:

• Respond to your queries or contact requests

• Send relevant updates or communication, if you have opted in

• Maintain a record of website enquiries

• Comply with basic regulatory obligations as an authorised Financial Services Provider

We do not use your information for any purposes other than those stated above.

4. Disclosure of Information

We will never sell your personal information.

We only share your details with trusted third parties where:

• You have given us consent

• It is required by law or regulatory authority

• It is necessary to deliver a communication or service (e.g. via our email provider)

All service providers are subject to appropriate confidentiality and data protection agreements.

5. Data Security

We take reasonable steps to protect your information, including:

• Secure website hosting

• Password protection for internal systems

• Controlled access to information

However, no system is completely secure. You provide your information at your own risk.

6. Cookies and Website Tracking

Our website may use cookies or analytics tools to:

• Measure website performance

• Improve functionality

• Understand how users interact with the site

You can disable cookies through your browser settings, though this may impact website performance.

7. Your Rights

Under POPIA, you have the right to:

• Access the personal data we hold about you

• Request correction or deletion

• Withdraw consent (e.g. unsubscribe from communications)

• Lodge a complaint with the Information Regulator if you believe your data has been mishandled

Information Regulator Email: complaints.IR@justice.gov.za
Website: www.justice.gov.za/inforeg

8. Changes to This Notice

We may update this notice occasionally. Any changes will be posted on this page with the date of the last revision.

Last Updated: 01 July 2025

9. Contact Us

For any questions about this Privacy Notice or to exercise your data rights, please contact:

📧 info@prestigepfs.com
📞 +2782 065 1990
🌐 www.prestigepfs.com

Website Disclaimer

Disclaimer

The information provided on this website (www.prestigepfs.com) is offered by [Name of FSP], an authorised Financial Services Provider (FSP No. 54981), licensed and regulated by the Financial Sector Conduct Authority (FSCA) of South Africa.

General Information Only
All content on this website is intended for general information purposes only and does not constitute financial, investment, legal, tax, or other professional advice. While we strive to ensure that the information is accurate, complete, and up to date, we do not guarantee its accuracy or completeness. Financial products and services carry risks, and the suitability of any product depends on your personal circumstances. You should consult with a qualified financial advisor before making any financial decisions.

No Financial Advice
Nothing on this website constitutes advice as defined in the FAIS Act or any other applicable legislation. No financial product recommendation or solicitation is made unless expressly agreed in writing by FSP: 54981.

No Warranty and Limitation of Liability
[Name of FSP] makes no warranties, express or implied, regarding the accuracy, reliability, or availability of the information on this website. We disclaim all liability for any loss or damage resulting from reliance on the content, including indirect or consequential damages. Links to third-party websites are provided for convenience only; we do not endorse or assume responsibility for their content.

Past Performance Disclaimer
Past performance of any financial product or investment is not indicative of future results. Investments can go up as well as down in value, and you may not recover the full amount invested.

Privacy and Protection of Personal Information
[Name of FSP] complies with the Protection of Personal Information Act (POPIA). Any personal information collected via this website will be processed lawfully, transparently, and securely, and used only for the purposes of providing services, responding to inquiries, or fulfilling legal obligations. We do not sell or share your personal data with third parties without your explicit consent, except as required by law.

Electronic Communication Consent
By using this website or submitting your contact details, you consent to receiving electronic communications from us, including marketing materials, service information, and regulatory updates. You may opt out of marketing communications at any time by following the unsubscribe instructions provided.

Cookies and Tracking
This website uses cookies and similar technologies to improve user experience and analyze traffic. By continuing to use the website, you consent to our use of cookies. You can manage cookie preferences through your browser settings; however, disabling cookies may affect website functionality.

Amendments to this Disclaimer
Prestigepoint Financial Services reserves the right to modify this disclaimer and related policies at any time without prior notice. We recommend reviewing this page periodically for updates.

If you require further information or wish to speak with a licensed advisor, please contact us directly via the details on our Contact Us page.

Website Terms and Conditions

Effective Date: 01 July 2025

These Terms and Conditions ("Terms") govern your use of the website www.prestigepfs.com ("the Website"), operated by FSP: 54981, a Financial Services Provider authorised by the Financial Sector Conduct Authority (FSCA) under licence number [Insert FSP Number].

By accessing or using this Website, you agree to be bound by these Terms. If you do not agree, please do not use this Website.

1. About Us

Prestigepoint Financial Services is a registered South African business, providing financial advisory and/or intermediary services in accordance with the Financial Advisory and Intermediary Services Act, 37 of 2002 (FAIS Act).

FSP Licence Number: FSP: 54981
Contact Email: info@prestigepfs.com

2. Use of Website

You agree to use this Website only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else’s use or enjoyment of the Website. Prohibited behaviour includes:

• Unauthorised access to secure areas of the site

• Attempting to damage, disable, or interfere with website functionality

• Uploading or transmitting malicious code, viruses, or spam

We reserve the right to restrict or terminate access to any person who violates these Terms.

3. No Advice Disclaimer

The content on this Website is provided for general informational purposes only and does not constitute financial, investment, tax, or legal advice as defined by the FAIS Act.

If you require financial services, please contact us directly to speak with a registered representative. Personalised advice will only be given once your circumstances have been properly assessed.

4. Intellectual Property

All content, including text, graphics, logos, icons, and software, is the property of FSP: 54981 or its licensors, and is protected under South African and international intellectual property laws. You may not copy, reproduce, republish, distribute, or modify any part of this Website without our prior written consent.

5. Third-Party Links

This Website may include links to third-party websites for your convenience. These sites are not under our control and we are not responsible for their content, services, or privacy practices. Use of third-party sites is entirely at your own risk.

6. Limitation of Liability

While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind about the accuracy, reliability, completeness, or suitability of the content.

To the fullest extent permitted by law, Prestigepoint Financial Services shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from the use of this Website or reliance on any information provided.

7. Privacy and POPIA

We are committed to protecting your privacy and personal information in accordance with the Protection of Personal Information Act (POPIA). Please refer to our Privacy Notice for more information on how we collect, use, and protect your personal data.

By using this Website and submitting your information, you consent to the processing of your personal information as described in our Privacy Notice.

8. Email Communications

By submitting your email address via our contact or newsletter forms, you consent to receiving communications from us. You may opt out of marketing emails at any time by using the unsubscribe link provided or by contacting us directly.

9. Website Availability and Changes

We do not guarantee uninterrupted or error-free operation of the Website. We may suspend or modify the content and features of the Website at any time without notice.

10. Governing Law

These Terms are governed by the laws of the Republic of South Africa. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of South African courts.

11. Contact Us

If you have any questions or concerns about these Terms and Conditions, please contact:

Prestigepoint Financial Services
📧 info@prestigepfs.com
📞 +2782 065 1990